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Stripe fee calculator

See Stripe's cut on domestic and international cards, and the price to charge to net a target amount.

Fee rates are published US figures for 2026. Changing the currency only changes the symbol.

You receive$96.80
2.9% of $100.00− $2.90
Fixed fee per transaction− $0.30
Total fees− $3.20
Effective rate3.20%

Standard published US card rate. Negotiated volume rates and ACH cost less; check your Stripe dashboard for yours.

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1

Enter the sale amount

The domestic US card charge, or the amount before an international surcharge.

2

Flag international or currency conversion

Each adds its own percentage on top of the base rate.

3

Read the fee, net payout and reverse price

See what Stripe keeps, what you keep, and what to charge to net a target.

Stripe's standard US rate

Stripe's published rate for domestic US cards is 2.9% + $0.30 per successful charge, the base rate behind most Stripe integrations in 2026. A $100 domestic sale costs $2.90 + $0.30 = $3.20 in fees, leaving a $96.80 net payout.

International cards add 1.5% on top of the base rate, and if Stripe has to convert the payment into your settlement currency, that adds a further 1%. Both surcharges can stack on a single international sale in a foreign currency.

The formula, and how to reverse it

Fee = (amount × rate) + $0.30. Net = amount − fee. Reverse: price = (target amount + $0.30) ÷ (1 − rate), which tells you what to charge to land on an exact net figure.

Large-volume sellers can negotiate custom rates directly with Stripe that sit below the standard published number. This calculator uses the standard rate; check your Stripe dashboard for the rate that actually applies to your account.

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Frequently asked questions

What does Stripe charge per transaction?
2.9% + $0.30 for domestic US cards as of 2026.
Does Stripe charge more for international cards?
Yes, add 1.5% to the base rate for cards issued outside the US.
What about currency conversion?
If Stripe has to convert the payment to your settlement currency, add a further 1% on top of the card rate.
Who pays the Stripe fee?
The seller. Stripe deducts it before the payout reaches your bank account.
How do I find the price to charge to net a specific amount?
Use reverse mode: price = (target amount + $0.30) ÷ (1 − fee rate).
Do Stripe fees change with volume?
Large sellers can negotiate custom rates directly with Stripe. This calculator uses the standard published rate, check your dashboard for your actual rate.
Are ACH or bank payments cheaper than cards on Stripe?
Generally yes, but this calculator covers card rates specifically, since that's what most stores actually use for checkout.
Does LaunchMyStore add its own fee on top of Stripe?
No. LaunchMyStore charges 0% platform transaction fees, so you pay only Stripe's own rate.

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